Experience

With over 25 years of expertise in digital innovation, e4 is a leading digital technology specialist in the PropTech space. Our VERSA platform offers a fully managed, end-to-end solution for panel and digital workflow management, supporting the entire conveyancing lifecycle from offer to completion.

Experience
Experience

As a single platform covering both panel and digital workflow management, VERSA represents a significant advancement in managing property transactions for lenders, conveyancers and other stakeholders.

VERSA addresses the traditional challenges of slow, siloed and fragmented conveyancing journeys by establishing a fast, connected digital process. The platform directly links lenders, conveyancers, and other parties (and their systems) by automating and streamlining all workflows, providing full transparency from mortgage offer through to post-completion.

VERSA is focused on solving every major interaction between a mortgage lender and its panel of conveyancers, which for most lenders consists of several thousand law firms.



VERSA products

Modern panel management, Reimagined

This is our comprehensive panel management solution, featuring eight powerful modules to streamline the onboarding and oversight of multiple conveyancer panels. With highly configurable rule sets, lenders maintain full control of their panel setup, management and governance. By leveraging multiple trusted data sources for real-time sourcing and ongoing validation, VERSA Assure enables a lowtouch, automated approach—minimising manual intervention & reducing operational burden on conveyancers & lenders.

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Bespoke digital workflow management Analytics & Intelligence.

This delivers a comprehensive suite of Power BI dashboards and reports that provide visibility & analytics across all VERSA transactional products and modules. It offers tailored business intelligence for both lenders and law firms enabling them to track, assess, and optimise every stage of case processing. With role-specific versions for each party, Smart Insights empowers users to benchmark key transaction metrics, spot trends, and proactively manage operational performance.

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Bespoke panel management analytics & insights.

VERSA Smart Insights delivers a comprehensive suite of Power BI dashboards and reports tailored for both lenders and conveyancers.
For a lender, it provides analytics to monitor, evaluate and optimise it panel, whilst for conveyancers, it offers insights to maintain their panel membership effectively and highlights areas where to improve their service delivery. With intelligent data visualisation and the ability to customise reporting, VERSA Smart Insights turns complex data into clear, decision-ready intelligence.

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Redefining the Resolution of Post-Offer Queries (PVQ's).

This is a first-to-market solution designed to transform how PVQ's are resolved. By replacing slow, fragmented email & PDF letter exchanges with secure, real-time messaging, VERSA Connect enables faster, clearer, and more efficient conveyancer lender communication. The product prompts to ensure all necessary information is captured upfront by a conveyancer significantly reducing the number of messages needed to resolve a query. This minimises turnaround times, cuts operational costs, and enhances the overall experience for all parties. VERSA Connect can be used as a standalone portal, with no requirement for Lender or CMS integration making it fast to deploy and easy to adopt.

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Eliminating the risk of uninsured properties at exchange.

Across the industry, more than 25% of mortgage transactions currently exchange without buildings insurance in place exposing both buyers and lenders to significant financial and legal risks. VERSA Building Insurance resolves this critical gap by requiring a suitable general insurance policy to be securely uploaded and its key terms validated for every case prior to the exchange of contracts. This proactive safeguard ensures compliance, reduces exposure, and delivers peace of mind for all parties involved.

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Securing Sharing and Validation of Key New Build Documents.

This enables both lenders and conveyancers to securely share and manage essential documents related to new build transactions such as incentive disclosure forms, warranty certificates, and indemnity policies. Each document can be independently validated, creating a strong anti-fraud safeguard by verifying property value and associated incentives. All documents are stored in a secure, repository per case within VERSA, providing a complete and auditable record for every transaction.

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Reinventing the Certificate of Title

The new eCOT, together with the new eCOT Addendum, introduces an intelligent, dynamic checklist that dynamically guides conveyancers on a case-by-case basis. It makes it easy to ensure that appropriate declarations and undertakings are in full alignment with the lender requirements and mortgage offer conditions. This smart, structured approach enables panel firms to deliver a consistently thorough and high-quality service across all transactions.

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Complete Control & Seamless Document Access.

This gives lenders centralised control over all document templates ensuring that the correct, up-to-date versions of every form and communication are used across their panel. Documents such as the Mortgage Deed, are generated dynamically using VERSA data, with secure eSigning embedded where applicable, streamlining the process for conveyancers and accelerating case progression.

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Independent Verification. Secure Completion.

This enables conveyancers to independently verify the seller solicitor firm's bank account before funds are released. A case cannot proceed to completion, nor can funds be transferred, until the account has been validly confirmed. This verification step is designed to reduce the risk of misdirected payments, prevent interception fraud, and support regulatory compliance in high-value property transactions.

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Solving unregistered charges.

A high portion of mortgage charges fail to be registered at HMLR in the critical 30 day priority period and often remain unregistered for a long time post completion. This poses serious financial & legal risks to a lender, having provided the mortgage funds on completion. It results in costly time to manually try to remediate the problem.

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Bespoke panel management analytics & insights.

VERSA Smart Insights delivers a comprehensive suite of Power BI dashboards and reports tailored for both lenders and conveyancers.
For a lender, it provides analytics to monitor, evaluate and optimise it panel, whilst for conveyancers, it offers insights to maintain their panel membership effectively and highlights areas where to improve their service delivery. With intelligent data visualisation and the ability to customise reporting, VERSA Smart Insights turns complex data into clear, decision-ready intelligence.

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Expert-Led Learning. Anytime, Anywhere.

The VERSA Training Academy provides comprehensive, flexible, and expert-led education for all users of the VERSA platform across both lenders and conveyancers. With live webinars, bite-sized video modules, practical user guides, and in-app tutorials, users can learn at their own pace or attend regular drop-in live sessions led by experienced trainers. All content is housed in the VERSA Customer Portal, where users can register for sessions, access recordings, and explore curated learning pathways.

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Accreditations
Accreditations

Key Partners

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Accreditations & Association Memberships

FSQS Registered

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Open Property Data Association

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EcoVadis Bronze Status

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Living Wage Employer

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Disability Confident Employer

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e4 in Numbers Globally

From the e4 group in South Africa.

R2.8 Trillion

Value of mortgage
registrations we have processed

2.9 Million

Volumes of mortgages
we have processed

75 million+

Searches done
to date

50,000+ Users

Doing 7 million
searches a year

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